At Twelve Wealth Management (TWM), their primary focus is their clients. They look to establish strong, long lasting relationships with individuals / businesses based on trust and honesty. TWM do their upmost to ensure that clients meet their financial goals and aspirations in a tax efficient manner.

TWM Financial Adviser, Matt Smith, is a Chartered Fellow of both the Chartered Insurance Institute (CII) and the Chartered Institute for Securities & Investment (CISI) — the two most respected professional bodies in the industry. As a consummate professional, he is dedicated to delivering exceptional advice and service tailored to each client’s needs.

With a strong background as a former Private Banking & Advice Manager at Lloyds Bank, Matt brings extensive experience in supporting both private individuals and corporate clients. He holds an LLB (Hons) in Law with Politics and an MBA in Financial Planning, credentials that particularly resonate with entrepreneurs, IT contractors, and high-net-worth private clients.

Twelve Wealth Management Limited is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products.

The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.